whatdoio

Privacy Policy

Last Updated: July 1, 2026

1. Introduction

At whatdoio, protecting your personal information is a core principle. This Privacy Policy describes how we collect, manage, and secure your information when you use our mobile application.

2. Information We Collect

We collect the specific details you share while interacting with the app:

3. How We Use Your Information

We utilize your data to:

4. Data Sharing and Third-Party Subprocessors

We never monetize, sell, or rent your personal information. We only share data with the essential subprocessors required to host and run the application:

5. Data Retention and Account Deletion

We retain your personal data only as long as your account is active.

Account Deletion & Ledger Integrity: You can request account deletion in the app settings at any time. Once requested (and provided all group balances are settled to zero), your email, name, and avatar will be permanently deleted from our records. To prevent breaking historical calculations for other users, transaction records and split details you participated in will not be deleted; they will be permanently anonymized and associated with a generic "Deleted User".

Service Discontinuation: In the event that the Service is permanently shut down or discontinued, we will securely delete or wipe all personally identifiable user data (such as names, emails, and passwords) from our active databases within a reasonable timeframe.

6. Security of Your Data

We use industry-standard security measures, including HTTPS encryption in transit and secure database storage, to protect your personal information. However, no electronic transmission over the internet or storage technology can be guaranteed 100% secure.

7. Children's Privacy

Our Service is not directed to children under the age of 13. We do not knowingly collect personal information from children under 13. If we discover we have collected data from a child under 13, we will delete it immediately.

8. International Data Transfers

If you access the Service from outside the United States or Canada, please be aware that your information may be transferred to, stored, and processed in jurisdictions where our servers or databases are located.

9. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We will notify you of any changes by updating the "Last Updated" date at the top of this document.

10. Contact Us

If you have any questions or concerns about this Privacy Policy or your data rights, please contact us at: